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If your debt repayments have become unaffordable, you may be able to negotiate lower payments with creditors. The key is making sure the new arrangements actually make your overall financial position sustainable.

Trying to get out of debt? Start by understanding what you owe, what you can afford and whether selling financed assets, negotiating repayments or another debt solution could help.

If you can't afford your debt anymore, the first step is to determine whether the problem is temporary or whether your debt has become permanently unaffordable. Here are the options available.

Crippling debts are often a sure-shot sign that you require legal assistance with your debt. But by this time, the realisation often is late, and it hits hard. The signs you need legal assistance with debt in South Africa often appear much earlier, but they can be subtle. Recognising these signs can make the difference between regaining control and sinking deeper into financial distress.

Having a credit card means having freedom. However, irresponsible use of a credit card can usually result in a large debt that people may not be able to afford to pay. Of course, there are other reasons too, such as the rising cost of living and economic uncertainty.

Paying off your debts can prove challenging to many. Many fail to understand that paying off debts requires discipline, planning, and proper financial management.

Life's unexpected twists and turns can often lead to financial stress and uncertainty. Here is a comprehensive roadmap to financial recovery