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Having a credit card means having freedom. However, irresponsible use of a credit card can usually result in a large debt that people may not be able to afford to pay. Of course, there are other reasons too, such as the rising cost of living and economic uncertainty.

Failing to pay your Credit Card debt can put you in a legal predicament. Missing out on even one month's installment can negatively impact your Credit Score.

Sequestration in South Africa is a legal process that allows individuals who are unable to pay their debts to be declared insolvent. By doing so a large portion of their debt is written off.

Paying off your debts can prove challenging to many. Many fail to understand that paying off debts requires discipline, planning, and proper financial management.

Many employees are forced to leave remote work behind, making the transition back to the office difficult. What can managers do to help?

Securing a business loan can be a powerful catalyst when aiming to expand a business. Approaching this with strategic insight is essential.